Credit Card for Al-Futtaim Group Employees

  January 29, 2025    

The employees in the United Arab Emirates mostly prefer to use credit cards to manage their financial finances. The card providers offer different kinds of credit cards to those who meet their eligibility requirements. In general, the applicants of reputable companies easily get a credit card of their own choice. It is the biggest reason that Al-Futtaim group employees avail a card whenever they need it. There are so many kinds of these cards, so before applying for it check the details of a card and then apply according to your financial demand. In many cases, cardholders have no idea which kind is suitable for them. Thus, the financial company Karz assists everyone in choosing an accurate credit card.

Different Kinds of Credit Cards for Al-Futtaim Group Employees

The banks and credit unions provide the complete details of the different kinds of credit cards that they offer to their clients. All cards are with their specific characteristics. Thus, you will be able to choose a card that is perfect for your financial needs.

Cashback:

If you spend too much money on purchasing, the cashback credit card is the right option for you. It is because the cardholder will earn the cashback after purchasing of anything through this card. Instead of reward points, you will get direct cashback. For instance, if you spend one thousand AED from it, you will receive a cashback of fifty AED. This cashback is higher for higher spending. It will save you money and you will spend it on purchasing other things.

Rewards:

It also provides great benefits to cardholders in the form of reward points. Every time you purchase something through this rewards card, you will get reward points. These points can be used to avail of special discounts on shopping, vouchers, air miles, etc. The earned points give you much advantage in your financial life. It reduces your stress of managing finances. Besides, there are some banks that offer rewards programs to cardholders. Therefore, you need to compare the reward programs of different banks and then decide the best one. In this scenario, the individuals may face difficulty in understanding these programs. Karz.ae is a well-known company of finances that helps every individual in the selection of suitable credit card reward programs.

Balance Transfer:

The employees also choose credit cards because of the balance transfer feature. This balance transfer card is ideal for transferring a balance from one card to another. You have to consider the interest rate when you transfer the balance. Every bank offers it with different interest rates. Make sure that this rate is lower, so you will save a lot of money. As a result, it will not disturb your financial budget. Moreover, some banks offer it with 0% interest if the repayment duration is shorter.

Islamic:

The Islamic cards work according to the Islamic principles and that’s why they are without the interest rate. But the person has to pay the profit rate on every spending. They are completely different from conventional cards. Some banks also offer this card with a specific fee that a cardholder pays every month. This fee is fixed and its payment is compulsory to use its services. There is no interest rate, so you can easily spend a higher amount.

Travel:

Every employee wants to travel with their families, especially during the kids’ holidays. In this situation, the travel credit card is an excellent one. Not only for regional traveling, it is also ideal for global traveling. On the purchase of flight tickets, the cardholder receives the air miles. These air miles are big discounts when you book hotel rooms or any other thing related to travel expenses. In addition to air miles, there are also many other benefits including free visa processing, emergency finances, etc. Further, some banks also work with high-rated travel companies to provide amazing travel discounts to cardholders.

Premium:

The premium cards are amazing because they not only provide attractive rewards but also give special access to cardholders. For instance, individuals enjoy free lounge access at airports. Furthermore, there are special offers on the tickets to the cinema. Generally, the annual fee charges of these cards are higher. But it is a worthwhile option if you spend a lot on movie tickets, shopping, dinners, etc. For these cards, the banks must check the cardholder’s minimum monthly income. To meet the eligibility criterion, your monthly salary is higher. Then, you will easily get approval for getting this card.

All of these credit cards are ideal to choose for every employee of Al-Futtaim because of their unique specifications. But you should select which meets your financial requirements. Before applying, check the eligibility criteria and make sure you have all valid documents. And then apply with surety that you will get your choice of card.